Let’s take a closer look at how three key countries — Switzerland, Germany, and Luxembourg — treat capital gains across major asset classes like equities, crypto, FX, and more.
🔍 Switzerland: 0% tax on capital gains for private investors — but don’t forget the annual wealth tax, which applies to your total asset value including crypto.
🔍 Germany: A flat 26.4% applies across the board — regardless of how long you hold or what you invest in. Add solidarity and church tax on top, and it adds up quickly.
🔍 Luxembourg: Tax-free gains if you hold assets for 6+ months and stay under €500,000 in annual disposals — making it one of Europe’s most attractive tax regimes for long-term investors.
📊 Three countries. Three very different strategies.
Want to keep more of your gains?
Know where — and how — your investments are taxed.
